im not proud of this. i was in the wrong business few years back and one of my clients managed accumulate considerable debt,how much , you ask? enough for a down payment on a house,any way my ass was on the line for that money, the bad thingwas the person had the money and was bein ghost,so his pet was acquired, rite out of his yard,i wasnt there but in order to get the point across….his pet was dismembered, and returned. syih!!!